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Jun
02

DeWoskin Law Firm on Clark Howard news story on debt collection lawsuits

Posted by Dan Dewoskin in Articles, Blog, Debt Collection Defense

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On June 1, 2015,  Channel 2 News aired a news segment by Clark Howard on the importance of standing up for yourself when faced with a debt collection lawsuit. DeWoskin Law Firm’s Jill Sheridan was featured on the story as a consumer who once faced a debt collection lawsuit by a debt buyer in Gwinnett […]

Jul
10

U.S. Vows to Battle Abusive Debt Collectors – NYTimes.com

Posted by Dan Dewoskin in Articles, Blog, Debt Collection Defense

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U.S. Vows to Battle Abusive Debt Collectors – NYTimes.com. It’s about time for regulators to take more notice of these issues.  Many debt collectors, and first party lenders, have engaged in fraudulent and abusive practices with little to no oversight or accountability.  I am skeptical about what impact the Federal Trade Commission and other regulators […]

Mar
18

4 Questions that may begin and end every debt collection phone call

Posted by Dan Dewoskin in Articles, Blog, Debt Collection Defense

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In the consumer work that I do, I repeatedly hear about abuses that people are subjected to by debt collectors without any respect for the rule of law and without any sense of common decency.  I am frequently asked by clients, friends, colleagues, and others what are some of the ways that people can protect […]

Sep
20

Garnishments and Traverses

Posted by Dan Dewoskin in Articles, Blog, Debt Collection Defense

Tags: garnishment, judgment, traverse

A garnishment is a collection action that takes place once a party to a lawsuit has a judgment against a defendant.  This means that there was already a case and it was already lost.   People cannot be garnished just because someone says they owe money.  It is only after there is a judgment that a […]

Sep
20

Can I go to jail for not paying a debt in Georgia?

Posted by Dan Dewoskin in Articles, Blog, Debt Collection Defense

Tags: debtors prison, jail

Debtor’s Prisons and “Attachment Bonds” In Georgia, you will not go to prison or be held criminally liable for owing money. This is true provided that the debt is not the result of some criminal scheme or owed as restitution for injuries or damages caused by a crime for which you are convicted. This means […]

Sep
19

Debt Collection Default Judgments in Georgia

Posted by Dan Dewoskin in Articles, Blog, Debt Collection Defense

Tags: Debt collection, default judgments, georgia, lawsuit

Default Judgments  A default judgment is what a plaintiff can get when a defendant is validly served with the lawsuit under the law, but fails to timely file an answer.  An answer to the lawsuit must be filed within 30 days of service (there is one exception to this:  when a lawsuit is filed and discovery is […]

Aug
11

Volunteer Attorneys Give Free Debt Collection Consumer Education Clinics in Decatur, Georgia

Posted by Dan Dewoskin in Articles, Blog, Debt Collection Defense

Tags: consumer education, Debt collection, decatur, free, georgia

Recently covered in the Daily Report, “Clinic helps public fight off debt collections“, the Consumer Education clinic on Debt Collection sponsored by the DeKalb Volunteer Lawyers Foundation has proven to be quite a success.  Since March 2012, volunteer lawyers have held the debt collection clinic numerous times. The next clinic is scheduled for Tuesday, October 23, 2012 […]

Jul
13

Why EVERY Georgia Driver Should Have a Copy of their Insurance Policy

Posted by Dan Dewoskin in Auto Accident, Blog, Personal Injury

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It should come as no surprise that Georgia requires that motor vehicles be insured in the event of accident or injury.  The minimum policy requirements for any policy issued in the State of Georgia demand that there is coverage for liability in the amount of at least “$25,000 for bodily injury or death to one […]

Jul
13

Dismissal with prejudice vs. Dismissal without prejudice

Posted by Dan Dewoskin in Articles, Blog, Debt Collection Defense

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Whats the difference between a dismissal with prejudice and a dismissal without prejudice?   Depending on the circumstances and the specific details of the case at hand, there is a big difference between  a dismissal without prejudice and a dismissal with prejudice.  A dismissal without prejudice, sometimes referred to as a DWOP, means that the […]

Jul
13

How do I know if the amount demanded by the debt collector or debt buyer is accurate?

Posted by Dan Dewoskin in Blog, Debt Collection Defense

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Debt buyers file lawsuits demanding amounts that may not be familiar to you.  It is important that you know down to the penny how they calculated that amount and whether or not they are illegally collection interest or fees they are not entitled to collect.    One of the most important questions a person can ask […]

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