Are you facing a debt collection lawsuit by a company you’ve never heard of who is claiming to be an assignee of a credit card company?

If so, you may be facing a third party debt collector or a junk debt buyer.  It is important for you to understand that your actions or inaction can have a serious impact on the outcome of your lawsuit.

Daniel DeWoskin, an experienced trial attorney with the DeWoskin Law Firm, has successfully defended hundreds of these cases on behalf of his clients.  He has also filed numerous lawsuits and counterclaims on behalf of consumers who have experienced abusive debt collection practices in violation of Federal laws including the Fair Debt Collection Practices Act (FDCPA) and violations of the Georgia Fair Business Practices Act (GFBPA).

We protect consumers sued by these third party debt collectors and junk debt buyers including Midland Funding, Portfolio Recovery Associates, LVNV Funding, Gemini Capital, Equitable Ascent, Asset Acceptance, Cach LLC, Calvary Portfolio, Arrow Financial and the list keeps growing.

We are not a bankruptcy firm. We are not negotiators of “settlements” with the debt collector on your behalf.  We defend consumers, like you, who face lawsuits filed by the third party debt collectors.  We stop the abusive phone calls, the seemingly endless barrage of demanding letters, and hold the debt collectors responsible for their actions.

Ignoring the lawsuit is probably the worst possible thing you can do.

In many cases, if you are properly served the lawsuit and you fail to file an answer with the court within the prescribed period of time, a default judgment can be granted against you.  Once a judgment against you is granted, the plaintiff may move to garnish your wages or bank account.   It may happen so fast…you may suddenly notice that your paycheck is much less than usual.  Imagine the surprise you would feel if could not access the funds in your bank account because the debt collector had frozen it to collect its judgment.  The time to act is NOT AFTER this happens, it’s BEFORE!

At DeWoskin Law Firm, we stand up for our clients and demand that any party filing suit in a third party debt case produce reliable, verifiable documentation that the debts are legally collectible and that our clients are the responsible parties. If the third party debt collectors have violated the law, we do not accept it as “business as usual.”

If you’ve already been served with a debt collection lawsuit, time may be running out to file your answer.