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Articles

Feb
25

What Can I Recover If I am in a Car Wreck and It is Not My Fault?

Posted by Dan Dewoskin in Articles, Auto Accident, Blog, Civil, Personal Injury, Serious Personal Injury and Wrongful Death

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Most people know if they are involved an automobile collision caused by another driver and suffer some kind of loss as a result, they can sue the person who caused the collision. However, when I talk to people day to day, I find that many people are actually surprised to learn what they can recover. […]

Jan
29

“Is This a Scam?:” How to Respond to That Unknown Debt Collection Caller

Posted by Dan Dewoskin in Articles, Blog, Debt Collection Defense, Uncategorized

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We often get calls from folks who have been contacted by phone about “their account,” or perhaps “the balance that they owe,” or attempts to deliver a certified document or summons that implies that if no return call is made in 48 hours, they will be in legal trouble. These calls may be for something […]

Jan
02

What should I do when a loved one is killed in an automobile collision?

Posted by Dan Dewoskin in Articles, Auto Accident, Civil, Personal Injury, Serious Personal Injury and Wrongful Death

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Some of the most difficult conversations we have with clients occur very soon after a horrible event has taken place.  There are no words that can be said after the loss of a loved one that can replace what has been taken away.  The void is often everlasting, even though time does help to heal […]

Oct
28

What is the legal limit in Georgia for a DUI?

Posted by Dan Dewoskin in Articles, Blog, Criminal Defense

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What is the legal limit in Georgia for a DUI? In Georgia, it is generally illegal for a person to operate or be in control of a motor vehicle when a person’s blood alcohol concentration (BAC) is 0.08 grams or more by weight of alcohol at any time within three hours after driving. Notice above […]

Jul
10

U.S. Vows to Battle Abusive Debt Collectors – NYTimes.com

Posted by Dan Dewoskin in Articles, Blog, Debt Collection Defense

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U.S. Vows to Battle Abusive Debt Collectors – NYTimes.com. It’s about time for regulators to take more notice of these issues.  Many debt collectors, and first party lenders, have engaged in fraudulent and abusive practices with little to no oversight or accountability.  I am skeptical about what impact the Federal Trade Commission and other regulators […]

Mar
18

4 Questions that may begin and end every debt collection phone call

Posted by Dan Dewoskin in Articles, Blog, Debt Collection Defense

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In the consumer work that I do, I repeatedly hear about abuses that people are subjected to by debt collectors without any respect for the rule of law and without any sense of common decency.  I am frequently asked by clients, friends, colleagues, and others what are some of the ways that people can protect […]

Sep
20

Garnishments and Traverses

Posted by Dan Dewoskin in Articles, Blog, Debt Collection Defense

Tags: garnishment, judgment, traverse

A garnishment is a collection action that takes place once a party to a lawsuit has a judgment against a defendant.  This means that there was already a case and it was already lost.   People cannot be garnished just because someone says they owe money.  It is only after there is a judgment that a […]

Sep
20

Can I go to jail for not paying a debt in Georgia?

Posted by Dan Dewoskin in Articles, Blog, Debt Collection Defense

Tags: debtors prison, jail

Debtor’s Prisons and “Attachment Bonds” In Georgia, you will not go to prison or be held criminally liable for owing money. This is true provided that the debt is not the result of some criminal scheme or owed as restitution for injuries or damages caused by a crime for which you are convicted. This means […]

Sep
19

Debt Collection Default Judgments in Georgia

Posted by Dan Dewoskin in Articles, Blog, Debt Collection Defense

Tags: Debt collection, default judgments, georgia, lawsuit

Default Judgments  A default judgment is what a plaintiff can get when a defendant is validly served with the lawsuit under the law, but fails to timely file an answer.  An answer to the lawsuit must be filed within 30 days of service (there is one exception to this:  when a lawsuit is filed and discovery is […]

Aug
11

Volunteer Attorneys Give Free Debt Collection Consumer Education Clinics in Decatur, Georgia

Posted by Dan Dewoskin in Articles, Blog, Debt Collection Defense

Tags: consumer education, Debt collection, decatur, free, georgia

Recently covered in the Daily Report, “Clinic helps public fight off debt collections“, the Consumer Education clinic on Debt Collection sponsored by the DeKalb Volunteer Lawyers Foundation has proven to be quite a success.  Since March 2012, volunteer lawyers have held the debt collection clinic numerous times. The next clinic is scheduled for Tuesday, October 23, 2012 […]

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